About Our Agency

AFS Insurance & Financial Services, Inc provides comprehensive insurance options in Waynesboro, PA, Greencastle, PA, Chambersburg, PA, Hagerstown, MD and surrounding areas. Licensed in PA and MD.

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We are your trusted independent insurance agency.

Your family, your business and your possessions are all important to you, but you may not know how to best protect them. We have the experience to navigate the unique risks you face, serving as your insurance advisor.

Trust. Ingenuity. Choice.

As an independent, third-generation insurance agency, we specialize in home insurance, auto insurance, pet insurance, school bus insurance, contractor insurance, daycare insurance and autism school insurance in Waynesboro, PA, Greencastle, PA, Chambersburg, PA, Hagerstown, MD and surrounding areas.

Our commitment to building relationships with our clients and within our community, our industry expertise and access to exclusive insurance programs set us apart from other agencies.

How We Came To Be

AFS Insurance & Financial Services was founded as Advanced Financial Security, Inc. in 2000 by the joining of Waynesboro Insurance Agency (established in 1972 by Link Shank) and Unger Insurance (established in 1952 by Robert Unger). It was owned and operated by their sons, respectively, Eric Shank and Christopher Unger, for eighteen years. Today it is a third-generation agency as Eric’s son, Matthew Shank, and longtime employee, Jennifer Moore, purchased the agency in 2018.

The AFS Difference:

  • Trust. All of our agents have committed to lifelong careers at AFS. That means that the same agent that writes your policy today will be there to stand behind it when you have a claim years down the road.

  • Ingenuity. Our agents are professionals, consultants, advisors, not just salespeople. We look at every risk from all angles and pride ourselves on finding creative solutions to guarantee you’re covered in the smartest way possible.

  • Choice. Free cell phone insurance for the whole family? Free firearm coverage? How about coverage for your household appliances that could replace those expensive warranties? We do the hard work to find you the most competitive rates and help you choose the finishing touches that tailor your policy to what’s important to you.

  • Strength. We are backed by one of the nation’s largest independent agency partnerships, Keystone Insurers Group, which gives our clients access to exclusive rates and coverages as well as other benefits. Our Keystone partnership also gives us access to top-level management at the insurance company when advocating for our clients.

  • Convenience. Mobile apps. E-signatures. After-hours service departments. Payments straight to your bank account within hours of reporting a claim. Our clients have the choice to self-service their policies as much or as little as they wish. We utilize technology to give our agents more time have meaningful interactions with clients either in person or over the phone.

At AFS, we focus on getting to know our clients and letting them get to know and like us as individuals. We proudly share our families, hobbies and successes with them through social media, newsletters and welcome packets. As one of our clients, we will help you make smart decisions—protecting you from the unexpected and planning for the predictable.

2013

Winner of the Exemplary Underwriting Performance Award from Keystone Insurers Group

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Choice

As an independent insurance agency we have great relationships with many well-known, reputable insurance companies, giving you the power of choice.

Expertise

Our insurance advisors have years of experience in the insurance industry and serve as your advocate from selecting coverage through filing a claim.

Service

Our insurance advisors have a strong passion for insurance and protecting what you value most in business and in life. We treat our customers like family.

The People Behind AFS Insurance & Financial Services, Inc.

At AFS Insurance & Financial Services, Inc, our mission is very simple. We strive to provide a true, concierge client experience which is unique in the insurance industry. We give clients the power of choice from top-rated national and regional insurance carriers. We offer comprehensive insurance solutions in Waynesboro, PA, Greencastle, PA, Chambersburg, PA, Hagerstown, MD and surrounding areas. Licensed in PA and MD.

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As an independent agency, we offer multiple options at competitive prices.

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